Secure Budgeting Wallets

When you get your student loan or bursary distribute it into your Wallets, keeping money that you want to spend with you Prepaid Debit Mastercard® completely separate.

Payment Alerts

Be proactive with your finances- get 10 different alerts including a warning for upcoming direct debits.

No Overdraft

Unlike traditional banks we don’t offer an overdraft facility, so you are never at risk of being hit with unexpected fees.

Online and Mobile

We don’t have branches but The Change Account is fully accessible online and via our mobile app. Manage your payments, transfers and direct debits on the go.

24/7 UK Customer Support

If you do need some assistance with your Change Account our team are waiting on the other end of the phone 24 hours, 7 days a week.

Cash Back Rewards

Use Your Change Account Prepaid Debit Mastercard® at a list of over 15 high street retailers and get Cash Back straight into your account!


We will send you Your Change Account Prepaid Debit Mastercard® in the post within 7-10 working days!



Which address should I use to apply with?


• Your halls of residence/Your new student flat or house (remember you may need to send manual documentation if you have just moved in)


• Your home address (Parents or Guardians home address)

I’m an international student- can I apply?

Yes, you can apply using your UK address- Halls of residence or student flat. We may ask you to send some manual documentation just to confirm your identity and UK address.

Got any questions? … Email Us